From the Dental Insurance Corner … Tis the Season for Plan Updates

 

Now that the leaves have fallen and the temperatures have dropped, it is also that time of year to think about your dental needs for 2015.

Tis the season for many companies to complete insurance enrollments at their businesses… so you can decide what your insurance needs for the upcoming year may be. 

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If you have a lot of dental work that needs to be done, this would the perfect time to see if you can change your dental insurance to a higher option. Or if you need to enroll for the first time because you haven’t had dental coverage in the past… now is the time! Many times a small increase in your premiums can give you a lot more dental benefits to use or increase your coverage for certain services.  This is also the time to increase your flexible spending total, if possible, to complete your dental care. 

We have found that cosmetic dentistry, including, but not limited to Invisalign, porcelain veneers or crowns, are flexible spending account eligible expenses.  If you have a health savings account or flexible spending plans, check with your insurance provider to see what dental treatments are covered. If cosmetic dentistry is an option you have considered and would like more information, we would be glad to answer any questions we can.

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Unfortunately, having to wait to do all of your dental treatment until the beginning of the new year rolls around so that your dental insurance plans can help cover the costs can result in needing additional treatment.  The small filling that we were waiting on can increase in size and become an onlay or crown, which in turn can cause more discomfort and the cost can go up as well.  If you have any questions regarding your treatment, please call so we can help you decide what options will work best for you. 

There are so many different dental insurance plans out there, whether it is through your employer or an individual dental insurance plan.  The full coverage dental insurance plans have declined in recent years, but a lot of times, your copayment amounts can be less than you may think.  Please let us help you find out what your dental coverage includes and we always try to let you know what your copayments are in advance so that planning your treatment is as smooth as possible.

Follow this link to get more information on the dental insurance plans that we accept … http://www.theperfectsmilekc.com/Dental-insurance/

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